What is painters insurance?

Whether you’re a painter, decorator or plasterer, you will want to keep your livelihood safe. Make sure your business and all its painting tools are covered against theft or damage with the right insurance for painters.

We help painters, plasterers and decorators to easily to protect their business against life’s little mishaps. At iQuoteInsurance, we can put together public liability insurance quotes tailored to your business. Protecting you against claims of £1m, £2m, £5m or £10m. So if an accident happens at work involving a member of the public, you could be covered for compensation and legal costs.

What does painters insurance cover?

Business insurance for painters is all about protecting yourself from being sued for property damage or personal injury. Painters regularly deal with putting on a final coating to walls and floors, which can become very dangerous if the painter has no idea what he or she is doing. Insurance is a good way to protect you from bankruptcy and lawsuits.

Decorators Public Liability

Painters and decorators public liability insurance will help you deal with legal costs if a member of the public makes a claim against you for injury or property damage. It’s not a legal requirement, but most businesses that deal with the public choose to have it for peace of mind.

Damage to property

You could be held responsible for injury and property damage if you spill paint on a designer sofa, or someone trips over a dust sheet and injures themselves. Public liability insurance can cover legal and compensation costs, usually up to £10 million. It can also help show your clients they’re in safe hands.

Medical, Injury or death

When it comes to Painter Insurance, we can help you protect yourself from being sued for personal injury to yourself, employees or clients. Decorators often work with various materials. When dealing with with older properties some of these can be extremely dangerous. Injury and death cover will protect the business from bankruptcy from costly lawsuits.

Decorators Public liability insurance will not cover:

Cyber Insurance – dealing with customers details electronically opens every business up to the potential of cyber threats. If you even store customers numbers on a mobile phone, you can cover yourself against the liability of cybercrimes.

Road cover is not automatically included in decorators insurance you will need to specify this when you speak to a broker.

Does my business need painters public liability?

Experienced decorating contractors know the importance of a plan for their business. Whether your company is new or well-established, you need the proper protection for your clients and employees. As a professional in the decorating industry, you can get insurance designed specifically for you and your business.

How much public liability insurance do I need as a decorator?

£1m is a great place to start as a decorator, however if you deal with high net worth properties it’s advised to insure yourself for more.